With less companies offering pensions and well defined benefit plans, it has become rare for anyone to have a future income stream that he or she can rely on during their retirement. Several financial products, such as annuities, will provide an investor the opportunity to solve a problem, only by creating his or her own personal pension. At Simmons Financial, we will assist in creating a plan, taking in consideration of your goals, objectives, and concerns, which will alleviate the stress of running out of money.